Jump to content

Are medical bills legally allowed to be in collections on your credit report?


Recommended Posts

So i have a few thousand dollars in medical bills that are in collections and show up in my credit report.  My sister in law said thats a hippa violation and my wife disputed one and it got removed. I tried the same thing and no dice. Wondering if those credit repair companies could come in handy in this situation. Experiences, thoughts?

Of course i would rather just pay them off, but at this moment in time it is impossible. 

 

Link to post
Share on other sites
  • 2 months later...

@Derek1987 - our local hospital sends bills to collection agencies if not paid, but they send several reminders first. I believe it is legal and has nothing to do with Hippa, since no medical information is exchanged. -- Have you considered a payment plan? I recently was hospitalized for a week and racked up a big bill. I am on a monthly payment plan to pay it off over time. Also - have you applied for financial assistance? Some providers - especially hospitals - offer this based on your income. 

Link to post
Share on other sites
9 hours ago, Pistol said:

@Derek1987 - our local hospital sends bills to collection agencies if not paid, but they send several reminders first. I believe it is legal and has nothing to do with Hippa, since no medical information is exchanged. -- Have you considered a payment plan? I recently was hospitalized for a week and racked up a big bill. I am on a monthly payment plan to pay it off over time. Also - have you applied for financial assistance? Some providers - especially hospitals - offer this based on your income. 

I cant afford a payment plan at the moment. With both my wife and i disabled with 2 teenage girls, it is just not possible right now. I applied for assistance through the hospital and was denied because of "too much income". Lol.

 

Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

×
×
  • Create New...